Protecting you and your Current Account from fraud.

Protecting you and your Current Account from fraud.

Fraud on Financial transactions is regularly reported in the News with Fraudsters becoming more sophisticated each day and producing frauds based on current topical news items. We need to do more to protect ourselves from becoming victims of fraud. While most financial frauds still use phone, texts and emails to commit the crime, fraudsters are using technology and publicly available information to trick people. As a valued member of our Credit Union, we hope this guide will help you to become more fraud aware.

Report unusual activity to Cara Credit Union 066 712 2373 or Credit Union Card Services on 01 693 3333 available 24/7

Be Informed ,  Be Alert,  Be Secure

• Only keep a minimum of funds in your current account, you can use your online banking to move funds from your share account to your current account.

• Don’t assume you can trust the caller ID. Phone numbers can be changed so it looks like your Credit Union is calling. If you have a doubt, take the callers name and call Cara Credit Union on 066 712 2373.
• Fraudsters may already have basic information about you in their possession (e.g., name, address, date of birth) do not assume a caller is genuine because they have these details.
•To unexpected/unsolicited emails, telephone calls or texts. Always independently check the person is who they say they are. You can call Cara Credit Union on 066 712 2373
•Always check your statements, and if you notice any unusual transactions, report them to your Credit Union or Credit Union Card Services immediately.
•Don’t allow yourself to be rushed. Take your time to do the relevant checks.
•Never give your security details such as full online password, code/login details or PIN to anyone.
•Never use public Wi-Fi to make an online payment or access your online account, use your home or mobile data connection instead.

For more top tips, click here.