Win an iPhone 12 AND Fitbit when you open a Student Current Account

Want to get your hands on a new iPhone 12 AND a Fitbit? Are you a student under the age of 25? Read on….

A Cara Credit Union Current Account gives you instant access to your money through our Mastercard® Debit Card, a secure app and online portal, mobile functionality, and best of all, there’s free day-to-day banking for Students!

Features & Benefits of a Student Current Account

  • 24/7 access to your Cara Credit Union account
  • Free day-to-day banking
  • Mastercard Debit Card with Contactless, Google Pay and Fitbit Pay.
  • Online & Mobile banking
  • Overdraft for emergency funds
  • Student Loans with reduced interest rates

How to enter the competition?

Sign up for a Student Current Account before January 31st 2021 to be automatically included in the draw. Winner will be contact by phone call.

How to sign up Click Here

Not yet a member, you can now apply for membership online. Click here.


Important information

In order to open a Student Current Account and avail of a fee concession, you must be aged 16 – 25 years, resident in the Republic of Ireland and in full time third-level education. If you are 16 or 17 years of age, we require the consent of your parent or guardian for you to open an account. Fees and charges apply for using your Debit Card for purchases and cash withdrawals in a foreign currency. Terms and Conditions apply. For overdrafts and loans, you must be 18 years or older. Lending criteria, terms and conditions apply. A parental/guardian guarantee may be required

Terms and Conditions of Entry:

Unless expressly stated for a particular promotion, promotions are restricted to persons aged 18 years or over.

Competition is for new Student Current Accounts only. The account must be opened from November 30th 2020 to January 31st 2021.

There must be at least 2 transactions on the account by January 31st.

By participating in any promotion, you are deemed to accept these rules and the specific directions/terms and conditions applicable to the relevant promotion as well as any terms and conditions of any relevant third party.

Cara Credit Union Board of Directors , Volunteers, Staff members and their immediate family are not eligible to take part in any promotion.

 Failure to claim a gift, prize or other promotional item within 28 days for the particular promotion winner announcement will make any claim invalid.

Cara Credit Union accepts no responsibility is accepted for entries damaged, lost or mislaid.

Cara Credit Union accepts no liability for any promotion by a third party and such third party is responsible for the fulfilment of its promotion.

Proof of eligibility must be provided on request.

Winners must give consent and be available for any advertising and promotions associated with the prize.

Entry to any promotion is limited to one entry per person unless otherwise specified.

The decision of the Board of Directors concerning the operation of the draws and on any matter pertaining to the draws will be final.

The Board of Directors reserves the right in their reasonable discretion: (a) to disqualify any claimant, competitor or nominee whose conduct is contrary to the spirit of the rules or the intention of the promotion and to declare as void any or all of their claims or entries based on such conduct; (b) to declare as void any claims or entries resulting from any publishing, production and/or distribution errors (including but not limited to any error(s) on this website) or where there has been error(s) in any aspect of the preparation for or conduct of the promotion materially affecting the result of the promotion or the number of claimants or the value of claims; (c) to add to or to waive any rules on reasonable notice; and/or (d) to cancel the promotion or any part of it at any stage in the event of circumstances beyond Cara Credit Unions reasonable control.

Gifts, prizes and other promotional items are not transferable, may not be re-sold and are subject to availability.

The Board of Directors reserves the right in their reasonable discretion to substitute any such gift, prize or item with a gift, prize or item of equal value.