How to make a complaint

It is the aspiration of Cara Credit Union that any complaint against the credit union will be resolved in a fair and equitable manner. In order that this is accomplished the following is the procedure which you should follow in order to have your complaint, in your capacity as a member, settled. For a full description of this procedure, please see Rule 108 of the Standard Rules of the Credit Union. 

The complainant discusses the complaint with the complaints officer verbally or outlines the details of the complaint in writing by completing a complaints form. The complaints officer will, where possible, resolve the complaint.

Download our Complaints Form here.

If the complaint is not resolved to the satisfaction of the complainant:

The complainant will have the right to be heard by the complaints sub- committee who will investigate, discuss and, wherever possible, resolve the complaint. The complainant must complete the complaints form (if not completed at step 1) which will be reviewed by the sub-committee.

Nothing in Rule 108 shall prevent the Financial Services Ombudsman from investigating and adjudicating a complaint made against a credit union about the provision of, or failure to provide, a financial service, so long as the complaint:

  • falls within the jurisdiction of that Ombudsman, and
  • does not relate to a matter that involves only the governance of the credit union.

Contact Details for making  a complaint

A complaint can be received verbally, by phone, by email or in writing.

Written complaints can be sent to the Complaints Officer, Cara Credit Union Ltd. 45-47 Ashe St. Tralee, Co. Kerry or by email at [email protected] Verbal complaints may be made by phone on 066) 7122373 or in person to any Cara CU Complaints Officer.