CU Online Banking

Check & Print

From your Credit Union Account to your Bank Account. When setting up electronic payments from your Cara Credit Union account, (Direct Debits, Bill Pay, Electronic Funds Transfers) please use your IBAN and Cara Credit Union BIC (which you will receive in the post following opening the account) as these payments will be processed through SEPA. For further details click here for SEPA. (NB When transferring money by EFT from your Bank account to your Credit Union account, please state your preferred location for these funds (ie) Loan, Shares, Access, Current or E.Stamp Account. )
Between your Credit Union Balance (Shares/Loan/Access/Current/E.Stamp)
Please note share withdrawals may be restricted if you have a loan and may affect your Life Savings Insurance Cover for members aged 55 years and over.

It is important to always make sure that you have enough in your account to cover any payments you make through CU Online.

Transactions are subject to the below limits:

Daily transactions: Up to €10,000.
For your security, sending money to a new payee is limited to €1,000. If you need to send more, you can easily have your transfer approved by contacting the credit union to confirm it’s you. We understand this might be an inconvenience, but we appreciate your cooperation in keeping your account safe.
Sending money to other members: Up to €20,000
Business accounts: Higher limits may apply if you have a business account approved for regular transactions.

These limits apply to weekdays (Monday to Friday) and cover most transfers.

The following do not count as part of your daily limit:

You can download the Cara Credit Union app via Google Play Store and Apple App Store.

It’s Easy!

Go to the relevant store on your device
Search Cara Credit Union
Download our app for free
If you are not yet registered for our online banking – you can register the app
If you are have registered for online banking your details will be the same.

Features & Benefits of the Cara Credit Union App