Our new Cara Credit Union Current Account gives you a real choice for your day-to-day financial needs.

  • Instant access to your money through a Mastercard Debit Card
  • A secure app and online portal
  • Mobile functionality
  •  Pay bills
  • Withdraw cash and pay at point of sale, anywhere in the world.

How to open a Current Account & Apply for a Debit Card:

Already a member?

  • Online: If you are registered for our CU Online + Banking you can apply for a Current Account and Debit Card By Clicking Here (Please note, for joint accounts, you will need to call in to our branches to open a joint account).  Not registered for online banking, Click Here to Register.
  • In Person By Appointment (Tralee Office only): Click Here
  • Call in: Call into one of our branches in Tralee, Castleisland and Killorglin.

Short on time? You can Download Application Form and fill it out at home to speed up the process. Please note that by downloading the application form below you are confirming that you have read and agreed with our terms and conditions here.

Not a member?

  • Online: To start your application for membership please click here
  • In Person By Appointment (Tralee Office only): Click Here
  • Call in: Call into one of our branches in Tralee, Castleisland and Killorglin.

What you need:

  • Photographic ID: Current driving licence, a current passport or other suitable form of Photographic ID (with date of birth)
  • Address: Dated in the last 6 months, a utility bill, government letter or bank statement. Please note you will be asked for your Eircode.
  • PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.

PLEASE NOTE: Remember your Current Account is not eligible for a dividend nor does it qualify for our FREE insurance services, so only keep sufficient funds for everyday banking, all other funds should remain in your Shares (Savings) Account. If you would like to lodge funds to you savings account you can do so by using CU Online + Banking or ask in-branch for a Disbursement Form.

Click on the Blue Links to OPEN. Click it again to CLOSE