How to Join

Start your Membership application online

Once you live and/or work within our Common Bond you are eligible to to join Cara Credit Union.

To Join you need:

  • Minimum lodgement of €6.35 in to your Shares (Savings) Account.
  • Pay a once-off joining fee of €1.27 (over 16 years only).

To remain an active member you must have a minimum of €6.35 in your Account at all times.

Under the Criminal Justice Act 2010 to open an account in a financial institution including Cara Credit Union you must produce:

1: Photographic ID: a current driving licence, a current passport or other suitable form of photographic ID.

2. Proof of Address: dated within the last 6 months a utility bill, government letter or bank statement.

3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.

PLEASE NOTE: Public Services Card no longer a viable source of Photographic ID or Proof of PPS Number

As credit unions are not a specified entity listed under the Social Welfare Consolidation Act 2008 (the 2008 act as amended) we can no longer accept the Public Services card as a source of Photographic ID or Proof of PPS Number.