How to Join

NEW! Online Membership Application 

With our NEW Online Membership Application it has never been easier to join Cara Credit Union.
Please note only single accounts can be opened online at present
Please review the steps below before completing your online membership application:

Once you live and/or work within our Common Bond you are eligible to to join Cara Credit Union.

To Join you need:

  • Minimum lodgement of €5.00 in to your Shares (Savings) Account.

To remain an active member you must have a minimum of €5.00 in your Account at all times.

Under the Criminal Justice Act 2010 to open an account in a financial institution including Cara Credit Union you must produce:

1: Photographic ID: a current driving licence, a current passport or other suitable form of photographic ID. ML10 forms can not be accepted.

2. Proof of Address: dated within the last 6 months a utility bill, government letter or bank statement. Please ensure you have your eircode with you.

3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.

PLEASE NOTE: Public Services Card no longer a viable source of Photographic ID or Proof of PPS Number

Please Note: New account openings in branch:

Tralee Branch:New account openings are appointment based in our Tralee branch. To book an appointment please call us on (066) 71 22373.

Castleisland Branch: New accounts are opened Monday- Wednesday with last account opening 30 mins before closing hours.

Killorglin Branch: New accounts are opened Monday- Friday with last account opening 30 mins before closing hours.

Ballyduff Branch: New accounts are opened Monday- Friday with last account opening 30 mins before closing hours.(Please note branch is closed from 1pm-2pm daily)

Causeway Branch: New accounts are opened during branch opening hours with last account opening 30 mins before closing hours.

As credit unions are not a specified entity listed under the Social Welfare Consolidation Act 2008 (the 2008 act as amended) we can no longer accept the Public Services card as a source of Photographic ID or Proof of PPS Number.

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