At Cara Credit Union a personal loan is just that – personal. We do great value loans for dream weddings, once in a lifetime holidays or your dream kitchen. We do big loans, small loans and in between loans.

Flexible Repayments

No penalties for early repayment

Supporting Local

Loan Calculator

Current interest rate:
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NEED €15,000 or more?

We have a special reduced loan rate for you.

Click here for more info

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us in our Tralee, Castleisland, Killorglin, Ballyduff & Clanmaurice Branches.


9% * Variable Personal Loan

  • Borrow up to €15,000
  • Borrow up to 10 years
  • Maximum Loan Withdrawal €15,000.

Up to 10 Years Loan Term is dependent on Loan Purpose.

  • Tax Relief available for Home Improvements please see
  •  9% Variable Personal Loan Rate (9.38% APR), lending criteria, terms and conditions apply.
  • Maximum term up to 10 years dependent on Loan Purpose.
  • Cara Credit Union is regulated by the Central Bank of Ireland.

Not yet a member?

What are you waiting for? 42,000 local people can’t be wrong. Apply for membership today, you can even start the process online.


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Disclaimer: The results of this loan payment calculator are for comparison purposes only. The illustration above does not constitute an offer of a loan. The results displayed by this calculator are approximate only and are not a statement of the actual repayments that will be charged on any actual loan. They will be a close approximation of actual loan repayments if available at the terms entered. This information is being provided for you to plan your next loan application.