New Account

With our NEW Online Membership Application it has never been easier to join Cara Credit Union.

Click Here to start your Online Membership 

Please review the steps below before completing your online membership application:

  • Once you live and/or work within our Common Bond you are eligible to to join Cara Credit Union.

Under the Criminal Justice Act 2010 to open an account in a financial institution including Cara Credit Union you must produce:

1: Photographic ID: a current driving licence, a current passport or other suitable form of photographic ID.

2. Proof of Address: dated within the last 6 months a utility bill, government letter or bank statement. Please ensure you have your eircode with you. (Eircode finder)

3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.

PLEASE NOTE: Public Services Card no longer a viable source of Photographic ID or Proof of PPS Number

As credit unions are not a specified entity listed under the Social Welfare Consolidation Act 2008 (the 2008 act as amended) we can no longer accept the Public Services card as a source of Photographic ID or Proof of PPS Number.

To Join you need:

  • Minimum lodgement of €5.00 in to your Shares (Savings) Account.

To remain an active member you must have a minimum of €5.00 in your Account at all times.

Ready to Go? Click here to get started

From March 15th 2021 the maximum amount that any New Member joining Cara Credit Union can have is a maximum of €10,000. This new limit will only effect New Members wishing to join Cara Credit Union. For existing members the €30,000 savings limit remains.

The maximum amount that any New Member joining Cara CU can have is a maximum of €10,000. This is regardless of how many further accounts that New Member may open after the 15th March 2021 . This limit is based on a per tenant basis, (per individual). The limit for a minor will continue to remain at the €10,000 maximum.