New Account

With our NEW Online Membership Application it has never been easier to join Cara Credit Union.

Click Here to start your Online Membership 

Please review the steps below before completing your online membership application:

  • Once you live and/or work within our Common Bond you are eligible to to join Cara Credit Union.

Under the Criminal Justice Act 2010 to open an account in a financial institution including Cara Credit Union you must produce:

1: Photographic ID: A current driving licence or a current passport.

2. Proof of Address: dated within the last 6 months a utility bill, government letter or bank statement. Please ensure you have your eircode with you. (Eircode finder)

3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.

Please Note: As credit unions are not a specified entity listed under the Social Welfare Consolidation Act 2008 (the 2008 act as amended) we can no longer accept the Public Services card as a source of Photographic ID or Proof of PPS Number.

To Join you need:

  • Minimum lodgement of €5.00 in to your Shares (Savings) Account.

To remain an active member you must have a minimum of €5.00 in your Account at all times.

Ready to Go? Click here to get started

The maximum amount that any Member Cara Credit Union can have is a maximum of €40,000.

The limit for a minor is €10,000 maximum.

Please note that these limits are calculated to include all balances in a member’s sole name (savings, e-stamp and current accounts) and to include 50% of any joint account balances a member may hold.