With our NEW Online Membership Application it has never been easier to join Cara Credit Union.
Please review the steps below before completing your online membership application:
- Once you live and/or work within our Common Bond you are eligible to to join Cara Credit Union.
Under the Criminal Justice Act 2010 to open an account in a financial institution including Cara Credit Union you must produce:
1: Photographic ID: a current driving licence, a current passport or other suitable form of photographic ID.
2. Proof of Address: dated within the last 6 months a utility bill, government letter or bank statement. Please ensure you have your eircode with you. (Eircode finder)
3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.
PLEASE NOTE: Public Services Card no longer a viable source of Photographic ID or Proof of PPS Number
As credit unions are not a specified entity listed under the Social Welfare Consolidation Act 2008 (the 2008 act as amended) we can no longer accept the Public Services card as a source of Photographic ID or Proof of PPS Number.
To Join you need:
- Minimum lodgement of €5.00 in to your Shares (Savings) Account.
To remain an active member you must have a minimum of €5.00 in your Account at all times.
From March 15th 2021 the maximum amount that any New Member joining Cara Credit Union can have is a maximum of €10,000. This new limit will only effect New Members wishing to join Cara Credit Union. For existing members the €30,000 savings limit remains.
The maximum amount that any New Member joining Cara CU can have is a maximum of €10,000. This is regardless of how many further accounts that New Member may open after the 15th March 2021 . This limit is based on a per tenant basis, (per individual). The limit for a minor will continue to remain at the €10,000 maximum.