With our NEW Online Membership Application it has never been easier to join Cara Credit Union.
Please review the steps below before completing your online membership application:
- Once you live and/or work within our Common Bond you are eligible to to join Cara Credit Union.
Under the Criminal Justice Act 2010 to open an account in a financial institution including Cara Credit Union you must produce:
1: Photographic ID: A current driving licence or a current passport.
2. Proof of Address: dated within the last 6 months a utility bill, government letter or bank statement. Please ensure you have your eircode with you. (Eircode finder)
3. Proof of PPS Number: (Personal Public Service Number) Proof of P60, P45, Payslip, Medical Card or correspondence from the tax office.
Please Note: As credit unions are not a specified entity listed under the Social Welfare Consolidation Act 2008 (the 2008 act as amended) we can no longer accept the Public Services card as a source of Photographic ID or Proof of PPS Number.
To Join you need:
- Minimum lodgement of €5.00 in to your Shares (Savings) Account.
To remain an active member you must have a minimum of €5.00 in your Account at all times.
The maximum amount that any Member Cara Credit Union can have is a maximum of €40,000.
The limit for a minor is €10,000 maximum.
Please note that these limits are calculated to include all balances in a member’s sole name (savings, e-stamp and current accounts) and to include 50% of any joint account balances a member may hold.