At Cara Credit Union we offer car loans for new, secondhand, personal and commercial vehicles.

Flexible Repayments

No penalties for early repayment

Supporting Local

Loan Calculator

Current interest rate:
Monthly repayments:
Total Repayments:
Weekly repayments:

6.5% (6.69% APR) Variable Car Loan

  • *6.5% Variable Car Loan Rate (6.69% APR) lending criteria, terms and conditions apply.
  • Quotations required, payment will be made payable to dealer/seller.
  • This is the promotional loan rate available on car loans taken out before the 31st March 2021. Approved applications have until 30th April 2021 to collect the loan. Loans applied from 1st April 2021 will be charged 9% Variable Car Loan Rate (9.38% APR). Cara Credit Union Ltd. is regulated by The Central Bank of Ireland.

Apply by Phone 066 712 2373 (Dial 1 for Loans) or

Call in and speak to us in our Tralee, Castleisland or Killorglin branches.

NEED €50,000 or more?

We have a special reduced loan rate for you.

Click here for more info


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Disclaimer: The results of this loan payment calculator are for comparison purposes only. The illustration above does not constitute an offer of a loan. The results displayed by this calculator are approximate only and are not a statement of the actual repayments that will be charged on any actual loan. They will be a close approximation of actual loan repayments if available at the terms entered. This information is being provided for you to plan your next loan application.